🚀 Try the Calculator
Use our free professional tool for instant results. NO sign-up required.
Securing Your Daughter’s Future
Launched under the "Beti Bachao, Beti Padhao" campaign, the Sukanya Samriddhi Yojana (SSY) is hands-down the most rewarding government savings scheme available today. It consistently offers an interest rate that beats PPF and fixed deposits.
The Unique 21-Year Structure
The rules of SSY are unique. You only need to deposit money for the first 15 years. After that, the account continues to earn compound interest for another 6 years without you adding a single rupee, until it matures at 21 years.
Because of this split structure, calculating the final amount is complex. I built the SSY Calculator to map out exactly how your daughter's corpus will grow over those two decades.
Frequently Asked Questions
Just like PPF, the maximum deposit limit for SSY to claim tax benefits under Section 80C is ₹1.5 Lakhs per financial year.