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The Ultimate Retirement Scheme
Retirement changes how you view money. You stop looking for aggressive growth and start demanding absolute safety and reliable income. For Indian citizens over the age of 60, the Senior Citizen Savings Scheme (SCSS) is widely considered the best risk-free investment available.
Quarterly Payouts for Financial Freedom
Unlike regular fixed deposits or POMIS, SCSS pays out interest on a quarterly basis (every three months). It consistently offers interest rates that are significantly higher than regular bank FDs.
If you or your parents are planning retirement finances, use our SCSS Calculator. It clearly outlines exactly how much money you will receive every quarter.
Frequently Asked Questions
The core lock-in period is 5 years. However, you have the option to extend the account for an additional 3 years once it matures.